Everyone needs income protection insurance but few people need it more than business owners.
Income Protection Insurance
The bills won’t stop just because you’re too sick to work
Even though many business owners have high levels of business and personal debt it’s not uncommon for many to ignore the need for income protection insurance. However, this financial vulnerability is one of the key reasons why income protection insurance should be at the top of every business owners’ list of priorities.
While no amount of income protection insurance will make you well, there’s no doubt that if you own a business, it will make you feel a whole lot better about taking time out if you get sick or injured and can’t return to work for an extended period of time.
A regular pay day when you need it most
With income protection insurance, if you can’t work because of a serious sickness or injury you may be eligible to receive a monthly benefit of up to 75 per cent of your regular income, and that’s real peace of mind, especially when you have a family depending on you. With the money coming in, you can rest easy knowing you’ll have the income to cover all your regular bills and expenses without having to cut back or worry.
How to secure effective income protection
When it comes to income protection insurance for business owners, you can’t afford to make a mistake and risk the non-payment of a claim. You need the right policy, with the right features and it needs to be reviewed regularly to ensure the level of cover keeps pace with your business.
Stephen Jones has been in the insurance industry since 1971 and understands the nuances of income protection insurance.
Stephen can help you eliminate the risks and set up a cost-effective and fully tax-deductible income protection insurance plan that’s perfect for you.
If you don’t wish to leave the future to chance and want to know how you can safeguard your business, your assets and your peace of mind with a risk planning strategy tailored to the specific needs of your business, call Stephen Jones today to organise a complimentary, no-obligation and strictly confidential consultation. It may turn out to be the most important meeting of your life.